Your health, relationships, and general quality of life can all suffer greatly from alcohol addiction. It’s imperative to seek expert therapy if you are battling alcoholism. But, for many people, the cost of alcohol recovery can be a considerable barrier. That is where having health insurance like Blue Cross Blue Shield might be beneficial.
Blue Cross Blue Shield provides insurance coverage for alcohol rehab, but it might be difficult to determine what is covered. What you should know about Blue Cross Blue Shield’s coverage for alcohol treatment is provided below.
Out-of-Network vs. In-Network
The distinction between in-network and out-of-network treatment providers should be understood first. Your out-of-pocket expenses will be lower since in-network providers are bound by a contract with Blue Cross Blue Shield to provide services at a reduced cost. Blue Cross Blue Shield does not have a contract with out-of-network providers, therefore you might be required to pay more out-of-pocket for their treatments.
Included Services
A variety of alcohol recovery services are covered by blue cross drug rehab, including:
Residential care
Outpatient therapy
Detoxification
Medication-aided therapy
guidance and therapy
Advisory services
But, your individual policy will determine the precise services that are covered. It’s crucial to properly research your policy to comprehend what services are covered as well as any restrictions or exclusions.
Costs
Your insurance plan and the treatment facility you select will determine how much alcohol rehab will cost with Blue Cross Blue Shield. Generally speaking, out-of-network providers will cost more out of pocket than in-network ones. But, you might still be required to pay deductibles, copayments, or coinsurance even with in-network doctors and hospitals.
Prior Permission
Your treatment centre must get Blue Cross Blue Shield’s prior approval before you start alcohol rehab. Obtaining prior permission from your insurance provider is the process you must go through before receiving therapy. In order to establish the proper level of care and make sure that it is protected by your insurance, your medical provider will collaborate with Blue Cross Blue Shield.
Finally, Blue Cross Blue Shield provides insurance coverage for alcohol rehab, which can aid in making treatment more available and cheap. But, it might be difficult to grasp your coverage, so it’s important to thoroughly study your policy to make sure you know what’s covered and what charges are involved. Contact Blue Cross Blue Shield to discover a treatment centre that fits your requirements and learn more about your coverage choices if you or someone you know is suffering from alcoholism.